TRAVEL INSURANCE

For your protection, travel insurance is mandatory for all Wavehunters surfing tours. Select a Comprehensive or Standard policy (see details below), and include the policy # on your Wavehunters booking form.

Access America Traveler Protector Plus

Q: What is Travel Protection?
A: Travel protection is a combination of travel insurance and 24-hour emergency assistance services designed to give you peace of mind when you travel. Not only are the belongings you take with you on your trip covered, but you're also protected in case of a medical emergency (Exclusions may apply, depending upon the policy you purchase). Typically, these services are not fully covered by your credit card company, homeowner's policy, and/or medical insurance.

Q: What does it cover?
A: Limited coverage
- Emergency Medical & Dental Coverage $50,000
- Emergency Medical Transportation (MED-EVAC) $1,000,000
- Baggage Loss or Damage (including Surfboards) $1,500
- Baggage Delay $500
- Travel Delay $1,000
- Missed Connection $500
- Collision/Loss Damage $25,000
- Travel Accident $50,000
Compehensive coverage
All of the above +
- Trip Cancellation (100% of trip) and Interruption (up to 150% of trip)

Coverage Details:
24-hour emergency medical and travel assistance hotline provides the traveler with a broad range of services in the event of a travel or medical emergency including: medical referral and monitoring, legal assistance, emergency message center, emergency cash transfer, arrangement of medical evacuations or repatriations, emergency translations, and pre-trip assistance.

Baggage coverage provides reimbursement for lost, stolen or damaged baggage (including surfboards)
** If you are the victim of theft, you MUST file a police report in order to file a claim. If your baggage is damaged in transit you must file a written report with the airline or carrier and if possible photograph the damaged baggage (surfboards). If possible retain receipts for large ticket items such as new surfboards, surftravel bags, etc…

Baggage delay insurance provides reimbursement for clothing, toiletries and other essential items if luggage is delayed for at least 24 hours.

Collision loss/damage insurance for rental cars covers the costs of damage to, or theft of, a rental car.

Emergency medical and dental insurance pays for the cost of treatment associated with a medical or dental emergency incurred while traveling.

Emergency medical transportation coverage arranges to medically transport a patient to an appropriate medical facility or to return home in order to receive care.

Medical assistance services include medical referrals and case management services for travelers requiring medical care. Referrals are made to qualified local hospitals and English-speaking physicians, dentists, and other medical providers. The service includes maintaining contact with local physicians to ensure proper care is rendered and regular contact with family members.

Missed connection provides reimbursement for the additional costs to "catch up" to a tour if the cause of delay is an accident or bad weather.

Travel or vacation delay provides reimbursement for meals and accommodations when a trip is unexpectedly delayed.

Travel accident provides cash payment for accidental loss of life or limb while traveling.

Trip cancellation protection provides reimbursement for non-refundable trip payments and deposits if a trip is canceled for illness, death or other specific unforeseen circumstances.

Trip interruption protection provides reimbursement for non-refundable trip payments and deposits if a trip is interrupted for illness, death or other unforeseen circumstances.

Trip inconvenience provides a cash payment for an inconvenience experienced by a traveler, including hospitalization, involvement in a traffic accident, victim of a crime, loss of a passport, or delay in the delivery of sporting equipment.

How Can 24-Hour Emergency Assistance Services Help?
Providing you with access to emergency travel assistance specialists is one of the best ways to help you feel secure about traveling. Access America's 24-hour hotline is staffed with multilingual specialists who can help you with all types of situations from anywhere in the world - from reporting lost baggage to getting emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash in case of emergency, and guarantee payment to secure your admission into a hospital.

Q: How do I sign up?
A: Fill out the ONLINE application. Payment accepted by all major credit cards.

Upon completion, Access America will email or fax you a copy of your travel insurance policy. You should keep a copy of this at home with a spouse or family member, and take another copy with you and give it your tour guide or boat captain in case of accident.

Please note: If it is not possible for you to sign-up online, sign-up is also possible via phone or fax. Wavehunters will mail or fax you a detailed Access America brochure describing plans, costs and sign-up procedures. For trip cancellation & interruption coverage to be valid you must sign up within 2 weeks of paying your trip deposit.